Rate Sheet

THE FOLLOWING RATES ARE FOR LOANS FROM $151,000 TO $417,000

FOR LOANS OVER $417,000 AND FOR OTHER PROGRAMS, PLEASE EMAIL

OR CALL 1-800-573-7394 FOR QUOTES

30 yr fixed California
Rate	Points	APR	Lock Days
3.500%	0.000%	3.540%	30

30 yr fixed California
Rate	Points	APR	Lock Days
3.375%	1.000%	3.500%	30

15 yr fixed California
Rate	Points	APR	Lock Days
2.750%	0.000%	2.810%	30

30 yr fixed Florida
Rate	Points	APR	Lock Days
3.500%	0.000%	3.540%	30

30 yr fixed Florida
Rate	Points	APR	Lock Days
3.375%	1.000%	3.500%	30

15 yr fixed Florida
Rate	Points	APR	Lock Days
2.750%	0.000%	2.810%	30

*Please note that the above rates are for borrowers who have excellent credit. Rates for borrowers without excellent credit may be higher and rates for higher than average loan-to-value ratios or loan amounts under $151,000 may be higher. The above rates are for owner occupied and vacation houses and townhouses. Rates for condominiums and rental properties may be higher.